Frequently Asked Questions

What if I already have an existing business?

Having an existing business doesn't impact our program. In fact, most of our clients that come to us already have a pre-existing business. Our program only serves the purpose of completing the capital raise. We keep everything nice clean, by keeping things separate from your existing company which simplifies things for everyone. That way your company can operate as it always has and you still have the benefit of the capital raise.

Does my particular industry qualify?

Child care facility owners, restaurant owners, real estate investors, logistics, event planners, photography businesses, and even freelancers who plan on opening their own business. The industry you're in (or planning to go in) doesn't matter to our program. All industries are welcome!

How does the process work?

Visit our How It Works section to get an overview of the program and what to expect during the process.

I have poor credit, will I still qualify?

Your personal credit is not being used as a major deciding factor in our process. Some lenders may do a soft pull for verification purposes, but we're leaning more so on your business's deliverables from Phase 1 to achieve the capital raise you need. We do also offer the Credit Sweep feature at no additional charge. It's not credit repair, but our legal team will go in and remove any negative entries from your credit report and add positive trade lines using their own set of legal strategies to do so.

How does it take before I get funded?

Once you enroll it takes us about a week to register & transfer over everything to you as 100% owner. After that, the funding phase on average has been said by most of our past clients to take around 40 days to receive their requested capital raise. Loan rates are competitive with current trends, with some starting at 0% interest. It's important to note that this is always a conditional element of the process and not universal. Each capital raise scenario is going to be different based on the clients specific needs.

Why do you charge upfront fees?

A lot goes into our process behind the scenes to get our clients into a position to become a fundable business. Our process is simple for the client, because most of the heavy-lifting is happening behind the scenes with our legal & finance teams. Making sure everything is properly filed, audited and the cost to transfer everything into your name makes up our one-time processing fee. As the age-old saying goes, in business it takes money to make money. Since we are guaranteeing such high capital raises this is how we secure it, alternatively, instead of the usual qualifications - personal credit, minimum revenue, time in business, etc. When you are buying a home using financing typically you don't make an offer without including an earnest money deposit (at least for conventional mortgage loans). This helps the seller see you are serious and not just frivolous in your dealings. We abide by the same concept. We are looking for serious startups, small businesses and entrepreneurs who are beyond the idea-phase and ready to execute.

Tell me again, why is there a monthly fee for the commercial address again?

The commercial address is free for the term of the lease. Since we're footing the bill for the commercial space we think it's fair that our clients are responsible for the postage associated with the address. Most of our clients view it as just a cost to be in business. There is always the option to pay the one-time higher deposit avoiding the monthly fee and saving a ton of money on the back end, but we realize not everyone has that kind of disposable cash on hand. The "Affordability Tier" option was created so that more people will have the opportunity to take advantage of our wonderful program!

What is an "express shelf corporation"?

A shelf corporation is a debt free, lien free business entity that you have the ability to buy off the "shelf". It has all of the proper criteria that constitutes a fundable business. Many startups, new small businesses and even small businesses that have been in business for many years don't have all of the components of being considered a fundable business by lenders. This means they cannot get approved for the business capital they need. Either their lending limits are critically low, lenders opt to use their personal credit to base their decision, or worst case scenario these small businesses are being denied funding altogether. A shelf corporation that is legally and ethically structured solves this issue as it can be used for raising the business capital you need. Whether you've already formed your own business or still need to, a shelf corporation can close the gap between your need for business funding and securing that funding.