Our Program

The Benefits

FREE: Business Plan & EIN

Filed & in good standing w/the Secretary of State
SIC code 8742: Business Management Consultant
By-laws included with you as 100% owner

FREE: Business plan created for you

FREE: Unique commercial address

Mail forwarding included
Access to lease agreement

FREE: Business financials

Balance Sheet reflecting $100,000 of collateral for business loans
Profit & Loss statement with optional access to daily deposits

FREE: Collateral to pledge for business loan

Access from $100,000 to up to $5M in collateral

FREE: Credit Sweep

Access for business owner to have negative entries removed from credit report and positive trade lines added by using a set of legal strategies.

How Our Program Works

Phase 1

This is the introductory part of the process where your Grant Coordinator is going through the nuts & bolts of the program with you. It starts by educating you on what being a "fundable" business is. Here we're talking about the criteria that lenders look for. Here are those key components:

Business registration & EIN
Business plan
Unique commercial address
Business financials
Business collateral

Without these components in place we've found that whether you're new or have been in business for awhile, generally lenders will deny your application for funding. Lenders have tightened down on who they lend to, so the qualifications have become a bit more strict. Once you sign the enrollment agreement and pay your one-time processing fee we get to work! Through our program we're compiling all of these deliverables into the business entity to set you up for success! The build & transfer process takes about a week to complete. During that time we're doing our due diligence, so that you are listed legally listed as 100% owner. The initial fee you're paying is for us to properly register everything with the state, perform an audit to make sure we're compliant and transfer the entity into your name. After that is completed, your Grant Coordinator will hand you off to the Finance Team who will guide you through Phase 2, the funding phase.

Phase 2

Phase 2 is the now implementing all of the deliverables utilizes our system to achieve your capital raise. This phase carries a 10% performance fee that is deducted out of the proceeds of your funding. That being said, this is a optional phase yet a beneficial one. Technically, by completing Phase 1 you can take those deliverables and apply for business funding on your own. The downside we've seen is that approval limits with local banks and credit unions tend to be pretty low, for example $10,000-$15,000. For many startups that isn't enough to comfortably launch a business. By participating in Phase 2 we guarantee at least $100,000 in business capital! Our capital raises range from $100,000 all the up to $5M. The funding phase is, of course, conditional and not universal being that every capital raise scenario is different. Most of our past clients have reported about 40 days to reach their complete capital raise.

The Process

Phase 1

This step involves going over the key benefits of the program, answering any concerns the client has, compiling, filing and transferring all the deliverables to the client as 100% owner.

The entity will be legally and fully registered with the state so that you can now start applying for funding!

Phase 2

This is the funding where your Grant Coordinator hands you off to the Finance Team who begins implementing the process for the capital raise you requested. This phase is carries a 10% performance fee that comes out of the proceeds of your capital raise, but is a completely optional part of the process. The benefit, however, is a minimum $100,000 capital raise guaranteed!

Completion

Once you've received your full capital raise, paid your performance fee you are officially done with the program.

You can participate in the program again, but it will carry another performance fee for the additional capital raise. There would not be another enrollment fee since you paid the one-time fee when initially starting the program.

Unique Commercial Address

Any business entity needs its own mailing address that is free & clear not being tied to any other entity if you're going to have a chance of getting approved for business funding. Many of my clients ask the question why is a commercial address important? It's because that can make our break your approval. If you're not needing to finance an equipment purchase, an acquisition of a commercial property, hire employees - then having a commercial address isn't necessary. On the contrary, if you need to borrow money to start or grow a business a residential address, PO Box or virtual mailbox just won't cut it. Since lending practices are not as liberal as they once were more qualifications particularly in the business environment are becoming the norm. Lenders just don't see PO Boxes, UPS mail boxes or virtual addresses as credible anymore. That can cause your application to be put on hold or even rejected!

That's the reason we offer you a FREE unique commercial address. You're not sharing a space with anyone else, it's yours. You also have access to a lease agreement verifying your business occupancy. In exchange for that there is a monthly postage fee you pay for the term of the lease, because after all, you have to get your mail. You're going to be receiving important business-related documents throughout the year that you can have forwarded to your own address. The lease term is for ten years or 120 payments. We do ten years due to most SBA loans requiring a business to show proof of occupancy for a minimum of ten years. If you've applied for SBA loans and have gotten denied when you felt you should of gotten approved not having a commercial address may very well be the reason why.

You do have the option of paying a higher one-time deposit and avoiding the monthly postage fee altogether, but it comes at a premium. The benefit is that it ends saving you a ton of money on the back end. The monthly postage fee option is really only there to keep the cost to get started as low as we can. It doesn't end costing you a significant amount more over time, but not everyone has the disposable income to pay the higher upfront cost and we get that. Our goal is for this program to be attainable and not impossible to participate in.